Based on 30 panel data at provincial level in China from 2011 to 2019， this study uses a spatial econometric model to explore the impact of digital financial inclusiveness on carbon emissions from residential energy consumption. The result demonstrates that there is a significant spatial correlation between the development of digital inclusive finance and carbon emissions from residential energy consumption； that digital inclusive finance can significantly reduce residential carbon emissions， and there is a spatial spillover effect； and that the above conclusions are still valid after the robustness test. Mechanism analysis shows that the finance can greatly cut down energy consumption by promoting green technology innovation， and that there are regional and urban differences in the impact of finance on the consumption. In addition， an analysis from the perspective of its different dimensions finds that the depth of its use has a more eminent influence on the consumption. Therefore， the government should speed up its system development， and guide regional cooperation on the basis of local conditions， as a part of its efforts to achieve the "double carbon" goal.